Retirement Planning is a daunting task, much more complicated than it ever has been; clients need answers to the following questions:

• Will your retirement planning provide you with sufficient income while minimising taxes?
• Do you know where your money is invested?
• How do you decide where your money should be invested?
• How should you monitor individual fund managers and their results?
• The answers to these, and many other questions, differ from person to person and cannot be resolved easily.

St. James's Place has a fresh approach to retirement planning with the help of their Investment Committee who’s role is very simply to “manage the fund managers” on behalf of our clients.

It has the overriding objective of aiming for consistently superior investment returns by selecting the best individuals within the appropriate investment firm, monitoring the individual and the firm to ensure the committee remains happy with the choice and changing them where necessary without any charges, or tax, or inconvenience to clients.

We are available to help as you wish – on this website you can easily see who we are, what we do and how we could help you. Any meetings we have are entirely confidential, and without obligation.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.